Finance Facts on Home Building

Building your own home is a very personal experience and the design you choose reflects your dreams, needs and personality. At GJ Gardner, we have a wide range of impressive and affordable house and land packages available in Beaudesert, Boonah, Aratula, Kalbar, Jimboomba, Canungra, Tamborine, Mundoolun and Greenbank, just to name a few.

To view or inspect our endless range of house and land packages in person, please contact GJ Gardner on (07) 5541 3690. Alternatively, visit www.treechangegjgardner.com.au  or www.gjgardner.com.au  for more details.

Finance Qualification

With hundreds of home loans currently available on the market, it is crucial that you find a loan that is right for you. Our highly experienced finance partner, Intellichoice Financial Services, work alongside us to make both your building and financing journey as smooth as possible. Taking into account your income and other commitments, we can tailor make a loan that suits your needs and budget.

Call GJ Gardner on (07) 5541 3690 and ask to speak to one of our qualified financial advisers to arrange an obligation free consultation.

Secure your home and land package

You have finally found the land and house design of your dreams and you’re ready to take the next step. A small refundable holding deposit will be required to secure your selection while your paperwork is being completed.

Finance Application

Intellichoice Financial Services has helped thousands of Australians achieve their dream of owning their own home. No matter what type of finance you require, Intellichoice Financial Services will find a loan that suits your needs and budget. For more information on the types of loans available, visit www.intellichoice.com.au.

With access to over 30 lenders in Australia, it’s worth discussing your individual situation with GJ Gardner and Intellichoice today. If you are a first home buyer, Intellichoice will also assist with the paperwork to ensure that the grant and other applicable rebates are made available to you.

Signing of contracts

Your friendly consultant at GJ Gardner will walk you through your building contract. Rest assured that your GJ Gardner consultant will take the time to address your questions - so you know exactly what your home and land package is going to cost and include, before you sign the paperwork. Upon completion of the paperwork and with your approval, your finalised contract will be submitted to council.

Finance Approval

Intellichoice Financial Services will keep you informed every step of the way. Once finance has been approved, loan documents will be prepared and submitted by the lender to your solicitor for signing. Settlement Congratulations! You are now the proud owner of a piece of land in your desired area. Your solicitor will liaise with the appropriate party to ensure the legality of all the documents.

Construction on your new home

The professional and friendly staff at GJ Gardner will be on hand to help you design your home. Once you have selected the various materials and colour schemes, construction on your new home can start.

Move In

Move into your newly constructed home and stop paying rent!

Pay off your loan faster

Speak to Intellichoice Financial Services about how you can pay back your loan faster. One of our consultants will give you a call 3 months after you have moved and settled into your new home about a free 30 minute financial review.

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