Global Capital Commercial provide a range of equipment finance services such as:
Operating Lease/Rental: An Operating Lease transaction is not recorded on the balance sheet of the lessee. The risk of ownership rests with the lessor. The lessee therefore enjoys the benefits of use of the asset without the responsibility of ownership. An Operating Lease is essentially a rental. Under an Operating Lease the depreciation benefits accrue to the lessor.
Finance Lease: An agreement that covers most of the useful life of the asset and is based on the lessee guaranteeing the residual value of the leased asset at the end of the term. The lessee bears the responsibility of ownership and the value of the goods is shown on the lessee's balance sheet minus depreciation.
Commercial Hire Purchase: Ownership of the goods rests with the lender but gives the borrower the chance to purchase the asset with a balloon payment at the end of the term. Just as with the Finance Lease the asset appears on the lessee's balance sheet minus depreciation.
Novated Leases: A novated lease agreement is a lease whereby an employee leases a piece of equipment then sub-leases it to their employer who pays the lease rentals. Note this facility is only available for motor vehicles.
Chattel Mortgage: Similar arrangement to a hire purchase but with specific GST benefits, which in certain circumstances will allow the entire GST proportion, be claimed in the first BAS period after purchase. Loan structure can be tailored in a similar fashion to a CHP or finance lease.
Revolving Credit Facility: This facility provides for a no obligation revolving credit line that may be renegotiated at any time. The credit line is established to cater for the needs of a customer for a period of six months to one year without the need for multiple applications.
Equipment financed includes:
Commercial motor vehicles
Compressors and generators
Forklifts and material handling
Professional photography equipment
Golf carts, ride on mowers, industrial sweepers, cleaning machines
Global Capital Commercial | Commercial Finance Services
Global Capital Commercial (GCC) was established in 1991 and has quickly become one of Australia's leading commercial loan brokers and has successfully obtained approval for well over AUD$4bn worth of loans Australia wide.
Global Capital Commercial's team has an abundance of experience as commercial finance brokers specialising in all facets of property finance, development finance, commercial finance, corporate finance, commercial loans, construction loans and business finance. GCC is also in a position to assist in facilitating mezzanine finance and private equity placement.
Our specialty is the structuring of complex property finance transactions that is beyond the scope of an ordinary commercial loan broker.
At Global Capital Commercial our experience and up to date knowledge of the full spectrum of property finance markets and the sheer number of property finance transactions we receive (averaging over $300M per month) predominately via our commercial finance broker network of over 6,500 commercial finance brokers makes us acutely aware of the availability of funds and pricing of commercial finance. If a loan can be done we have direct access to the lender who can do it.
Through our network of well over 200 specialist lenders Global Capital Commercial is uniquely positioned to assist in all property finance and business finance loans no matter how specialised the security type. We aim to settle all property finance transactions in the shortest possible time with the most favourable terms for our clients.
GCC has the widest network of lenders Australia wide. GCC is constantly updating the available lending parameters by reviewing funder profiles and establishing new funder relationships as they emerge. We compile all available data to ensure that we are positioned to provide the optimum financial package for your clients.