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Oxford Funding

Oxford Funding | SME Finance, Cash Flow Management, Debtor Finance

Oxford Funding

Improve your cash flow.
Remove the stress of slow-paying clients.
Grow your business.

What could your business achieve if up to 80% of all outstanding invoices were paid into your bank account today, without having to mortgage property or abide by restrictive lending covenants?

If you are a business which sells to other businesses on credit terms, then debtor finance could be the solution to your cash flow requirements.

Who is Oxford Funding?

Oxford Funding is Australia's leading tailored debtor finance specialist, providing cash flow solutions for growing businesses.

Our ability to tailor solutions to suit each client allows us to offer the widest range of debtor finance products in Australia, catering to the requirements of SMEs of any size.

As a subsidiary of Bendigo and Adelaide Bank Limited, Oxford Funding offers the secure financial backing of a reputable bank, combined with an independent credit assessment team who understands the distinct cash flow needs of SMEs.

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How does it work?

Oxford Funding helps you convert sales into cash by buying your approved sales invoices from you. We then pay you up to 80% of the total invoice value, usually within 24 hours. When the invoice is paid, you receive the remaining 20%, less a small fee.

Businesses in the following industries can receive prompt approval for debtor finance:
• Recruitment and labour hire
• Manufacturing
• Wholesale trade
• Agriculture and mining
• Transport and storage
• Printing
• Smash repairers and panel shops

• Get immediate cash flow for working capital and to grow your business
• The product is fully tailored to your situation and needs
• Convenient and flexible cash access as required (eg, for seasonal fluctuations)
• Flexible line of credit which grows as sales grow (not restricted by real estate value)
• Improve profitability through negotiated supplier discounts on early payment

• Fund up to 80% of your debtor invoice value within 24 hours of processing
• Direct online access to account 24 hours a day
• Backed by a trusted bank for peace of mind

To find out how debtor finance can meet your cash flow needs, call us on 1800 850 809 or visit

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